Property Damage Claims

1.1.  The State of Louisiana provides insurance coverage for damage to state-owned property which includes damage to buildings and improvements, contents, inventories (including mobile equipment and excluding licensed vehicles), heating and air conditioning systems, marine hulls 26-feet and under, and rowboats (non-motorized) of any length.

1.2.  All claims for damage to property owned by the State are to be reported in writing to the Office of Risk Management's Property Claim Unit. If a loss or claim is serious in nature it is to be reported by telephone to the Office of Risk Management's Property Claim Unit.

1.3.  Claims are to be submitted in writing to the Office of Risk Management, P. O. Box 94095, Baton Rouge, LA 70804-9095.

1.4.  Information required to be submitted when a claim is reported to the Office of Risk Management's Property Claim Unit includes the following:

A.  Name of insured, location of property or unit, and FACS number;
B.  Date of loss;
C.  Description of loss;
D.  Location of item;
E.  Size, model and serial number of item, if applicable;
F.  Name of person reporting claim, listing job title, and telephone number;
G.  Proof of ownership.

1.5.  After a loss has occurred, all property which has been damaged is to be protected against further damage and is to be made available for inspection.

1.6.  If a loss occurs or a claim arises, the agency is not to assume any obligation or incur any expenses without authority from the Office of Risk Management.

1.7.  If replacement, repair, reconstruction or rebuilding is not commenced within 36 months of the loss date for all state property losses; or if a claim remains inactive for 36 months after replacement, repair, reconstruction or rebuilding is commenced; or if approval is not obtained from the Commissioner of Administration within the same period of time for expenditure of insurance proceeds for some other purpose, the claim file will be closed.

1.8.  Any claim paid by legislative appropriation is to be reported to the Office of Risk Management by Appropriations Control.



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Last Modified September 22, 2003 M. Harris