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What are Elevation Programs?

The Road Home Elevation Incentive provides $30,000 ($20,000 for mobile homes) to eligible homeowners as an incentive to elevate their homes to meet the local Base Flood Elevation or Advisory Base Flood Elevation. These funds are limited to the specific dollar amount and not to exceed the Road Home $150,000 maximum. If you received funds that are considered by the Federal government to be a duplication of benefits, those funds may be subtracted from the amount you receive.

The State HMGP Award provides up to $30,000 (based on actual construction costs rather than a fixed amount) to FEMA eligible homeowners to elevate their homes to meet the local Base Flood Elevation or Advisory Base Flood Elevation. Homeowner eligibility is determined by FEMA based on HMGP regulations.

For both programs you should contact your local building code and permit office to determine elevation requirements for your home.

Download a sample Road Home Elevation Program Information Letter (PDF/159k).

Who is eligible?

To be eligible for The Road Home Elevation Incentive, the following must be true:

  • You are eligible for a Road Home program award
  • You own a single family home or mobile home. Town homes and duplexes are eligible if owners of adjacent properties agree in writing to elevate
  • You still own the home that was eligible for Road Home benefits
  • Your home is located in a floodplain based on FEMA’s BFE or ABFE maps
  • You have not already received the maximum $150,000 Road Home assistance
  • You have elected Option 1 – Keep your home
  • You have settled all disputes or appeals pending with The Road Home, so that an elevation award amount can be accurately calculated
  • You have completed and submitted the elevation grant agreement indicating you accept Road Home elevation award and acknowledging your responsibilities

You must meet the following minimum criteria in order to be for the State HMGP Award. FEMA will further determine eligibility. Minimum criteria include:

  • You are an eligible applicant of the Road Home program
  • You selected Road Home Option 1 – Keep your home
  • You still own the home that was eligible for Road Home benefits
  • Your home is located in a floodplain based on the Advisory Base Flood Elevation or Base Flood Elevation maps

You agree to meet all HMGP regulations as determined by FEMA and all listed in State HMGP Elevation Award Covenant Rider (a sample of this form will be mailed to you with other information about the State of Louisiana Elevation Programs).

What properties are not eligible for The Road Home Elevation Incentive?

  • Condominiums
  • Homes not in the BFE or ABFE
  • Duplexes and town homes that share common roof and/or foundation where owners of adjacent homes cannot agree in writing to elevate
  • Applicants who received Road Home funds under Option 2 or 3

What properties are not eligible for the State HMGP Award?

Ineligible properties include, but are not limited to:

  • Condominiums
  • Homes not in the Advisory Base Flood Elevation or Base Flood Elevation area
  • Duplexes and town homes that share common roof and/or foundation where owners of adjacent homes cannot agree in writing to elevate
  • Applicants who received Road Home funds under Option 2 or 3

What is an Advisory Base Flood Elevation (ABFE) or Base Flood Elevation (BFE)?

The ABFE or BFE establishes the height, relative to the mean sea level, that has a one percent chance or greater of flooding in a given year as determined by FEMA and adopted by your local jurisdiction. An ABFE becomes a BFE once adopted by a municipality.

How are these awards calculated?

The Road Home Elevation Incentive is determined based on the structure type of the home. Site-built home are eligible to receive $30,000 and mobile homes are eligible to receive $20,000 toward the cost of elevation. The State HMGP Award is based on the cost of elevation. Both programs take into account previously received benefits such as Increase Cost of Compliance (ICC) funding that a homeowner has received. There will only be a reduction in the award amount if the amount of benefits received will exceed the cost of elevation.

For example, if the cost to elevate a home is $40,000 and the homeowner has received $30,000 of ICC funding that was used for elevation, the homeowner would only be eligible for $10,000 from The Road Home Elevation Incentive.

However, if the cost to elevation a home is $100,000 and the homeowner has received $20,000 from ICC funding, they would be eligible to receive $30,000 from The Road Home and may, if they meet the requirements of the Hazard Mitigation Grant Program, still be eligible to receive up to $30,000 from the State HMGP Award.

What is Increased Cost of Compliance funding?

Increased Cost of Compliance (ICC) funding is available to owners of properties that carried flood insurance, are located in a flood plain, and suffered substantial damage or have been repetitively damaged by floods. ICC can be used to pay for costs to elevate, relocate, or demolish a home. For more information on ICC funding, contact your local parish authority or the insurance company who issued your flood insurance policy.

What if I have completed elevation, am I still eligible?

You are eligible for the Road Home Elevation Award as long as you meet the eligibility requirements of the program.

For the State HMGP Award, you are eligible if you started construction prior to March 16, 2008. (Documentation is required). After March 16th, you must receive written authorization from the State in order to be eligible. Without the written authorization you may be ineligible.

If I sold my home since receiving my Road Home grant, am I eligible?

No. You are not eligible to receive funds under either program if you have sold the home since receiving your Road Home grant.

Can I appeal the amount of my elevation funding?

The amount of Road Home Elevation Incentive is determined by structure type - $30,000 for site built homes and $20,000 for mobile homes - and whether or not you have reached the $150,000 maximum and/or are subject to the duplication of benefits review. The amount of the award may not be appealed.

The State HMGP Award is based on your actual elevation construction costs, not to exceed $30,000. If you disagree with the awarded amount you may appeal.

You may appeal your initial eligibility to receive an elevation grant from either program.

What is the Road Home Elevation Incentive Agreement?

The Elevation Incentive Agreement is a signed document acknowledging that by accepting the funds, you are responsible for ensuring that within three years of receiving the money your home will meet or exceed all applicable building codes adopted by your parish, including elevation with respect to the ABFE or BFE.

What is the HMGP Award Covenant Rider?

The HMGP Award Covenant Rider is required by FEMA. It modifies the Road Home covenant you signed at closing The HMGP Award Covenant Rider must be recorded and will require assuring such things as: completion of construction; compliance with building codes and elevation standards; obtaining building permits, contractor lien waivers and performance bonds; and assurance that you will carry flood insurance and other FEMA requirements.

How do I get my elevation funding?

For the Road Home Elevation Incentive, you must return the Elevation Election Form when you receive notification of the program. When you return the form with your preferences, Road Home will review your file to determine the amount of your grant. Road Home will send you a letter with the grant amount and the Elevation Incentive Agreement. When you return the signed Elevation Incentive Agreement, and have no outstanding resolutions or Appeals in the Road Home, you will be disbursed the funds.

For the State HMGP Award, you must return the Elevation Election Form and the FEMA required Voluntary Participation Agreement (VPA) when you receive notification of the program. When you return these forms with your preferences the State will begin to work with FEMA to determine your eligibility. Once your home is determined eligible by FEMA the State will notify you and send a copy of the HMGP Award Covenant Rider to be signed and returned.

What if I already received a Road Home elevation award less than $30,000 ($20,000 for a mobile home)? Am I eligible to receive more Road Home funds for elevation?

Yes, as long as you have not received the maximum Road Home award of $150,000 and subject to the rules related to duplication of benefits. This is because Elevation Incentives are no longer based on calculations previously outlined in Road Home benefit selection letters. They are based on a fixed amount per structure.

The receipt of Road Home elevation dollars does not affect the State HMGP Award as long as the amount of funds you received has not exceeded your total cost of elevation.

What if I declined the Road Home elevation award in my yellow letter?

Even if you declined the elevation award in your yellow letter, you will receive information about the updated programs. You will be able to accept the Road Home Elevation Incentive and the State HMGP Award if you are willing to meet the requirements in either program.

How high do I have to elevate?

This depends on each individual property. You should contact your local building code and permit office to determine elevation specifics for your property.

When will I get my Road Home Elevation Incentive?

We expect to begin disbursing elevation awards by early to mid-April and will continue to disburse them over several months.

When will I get my State HMGP Award?

It is anticipated that this program will begin providing funds later this year. Prior to the award, each project must be determined eligible by FEMA. Once your home is determined eligible by FEMA, the State will notify you and send a copy of the covenant to be signed and returned. You will then be provided formal notification that it is OK to initiate construction. Each project must be monitored for construction progress and compliance with HMGP regulations prior to the disbursement of funds.

Can I fax in my Road Home Elevation Grant Agreement?

No, the original, signed, and notarized Elevation Grant Agreement must be mailed to Road Home.

If I receive a Road Home Elevation Award am I automatically eligible to receive a State HMGP Award?

No, the State HMGP Award program has its own requirements for eligibility.

Is there anyone I can talk to who can provide additional information about the elevation programs?

If you have questions about the Road Home Elevation Incentive or the State HMGP Awards call 877-234-1513 (Road Home Elevation Technical Assistance Hot Line). TTY users call 711 relay or 1-800-846-5277.

Feedback: OCD Webmaster    Updated on: 09/03/2010
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